interpret the probabilities produced by mnrval()

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Binzi Shu
Binzi Shu 2016-1-4
If I use a group of mortgage data (one obs for each mortgage with the event being default/prepay) to fit in mnrfit() and then get predicted probabilties from mnrval(), would these probabilities "monthly probabilities","yearly probabilities", "instantaneous probabilities", or "lifetime probabilities"? Thanks.

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