trouble understanding for loops

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Todd Wyzkiewicz 2020-4-2

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评论： Todd Wyzkiewicz 2020-4-2

Create a script file that calculates the present balance on a mortgage loan. This program must allow the user to input the following:

original mortgage value
yearly interest rate (in % - not decimal)
their monthly payment
the number of months payments have been made

The program must then output the present balance to the user. Use this math to find mortgage values:

(New) Balance = (Old) Balance * (1+monthly_interest_rate) – Monthly_Payment

You must use a FOR loop to calculate a balance for each month and arrive at the current balance.

Make sure you are consistent with units—keep everything MONTHLY in your calculations)

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James Tursa 2020-4-2

What have you done so far? What specific problems are you having with your code?

Todd Wyzkiewicz 2020-4-2

编辑：Image Analyst 2020-4-2

pv=('What was your original mortgage value? ');
disp(' ')
r=('What is the yearly interest rate percent on your home? ');
disp(' ')
nper=('How many months have you been paying your morgage? ');
disp(' ')
pmt=('How many payments have you made so far? ');
 
rate=0.1/12;
nper=10*12;     
current_bal=1:nper;
for loop=1:nper
    pv=pv*(1+rate);
    current_bal(loop)=pv;
end
disp(' ')

%the error that comes up is for the "current_ball(loop)=pv' line, but I'm not even sure how to set up for the variables

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Answer 1

James Tursa 2020-4-2

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编辑：James Tursa 2020-4-2

The first problem is getting the input from the user.

This assigns a char string to pv:

pv=('What was your original mortgage value? ');

This gets a value from the user and assigns that value to pv:

pv=input('What was your original mortgage value? ');

The line using the input( ) function is what you want.

Second problem is your pv calculations. The instructions say to use this formula:

(New) Balance = (Old) Balance * (1+monthly_interest_rate) – Monthly_Payment

But your code looks like this:

pv=pv*(1+rate);

You code doesn't look like it matches the formula, it is missing the monthly payment part.

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Answer 2

Image Analyst 2020-4-2

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You forgot to use input() before the parentheses, among other things. Here is improved code:

pv = input('What was your original mortgage value? ');
disp(' ')
r = input('What is the yearly interest rate percent on your home? ');
disp(' ')
numPeriods = input('How many months have you been paying your morgage? ');
disp(' ')
pmt = input('How many payments have you made so far? ');
 
rate = 0.1/12;
% numPeriods = 10*12;     
current_balance = 1:numPeriods;
for loop = 1 : numPeriods
    pv = pv*(1+rate);
    current_balance(loop) = pv;
	fprintf('The current balance after %d periods (out of %d) is %.2f\n', ...
		loop, numPeriods, current_balance(loop));
end

There are still some things you need to fix though.

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Todd Wyzkiewicz 2020-4-2

I was just tring to run it for myself, but adding the 'input()' did help a lot. Thank you for that, and I am looking for as much critiques as I can get.

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