Main Content

本页翻译不是最新的。点击此处可查看最新英文版本。

创建信用评分卡

信用评分卡建模、分 bin、模型拟合、获取点数和分数、模型验证、违约概率、创建紧凑型评分卡

有关开发信用评分卡的工作流的信息,请参阅Credit Scorecard Modeling Workflow。Risk Management Toolbox™ 中提供了用于信用评分卡的其他工具。有关详细信息,请参阅 Consumer Credit Risk (Risk Management Toolbox)

对象

creditscorecardCreate creditscorecard object to build credit scorecard model

函数

autobinningPerform automatic binning of given predictors
bininfoReturn predictor’s bin information
predictorinfoSummary of credit scorecard predictor properties
fillmissingReplace missing values for credit scorecard predictors
modifybinsModify predictor’s bins
modifypredictorSet properties of credit scorecard predictors
bindataBinned predictor variables
plotbinsPlot histogram counts for predictor variables
fitmodelFit logistic regression model to Weight of Evidence (WOE) data
fitConstrainedModelFit logistic regression model to Weight of Evidence (WOE) data subject to constraints on model coefficients
setmodelSet model predictors and coefficients
displaypointsReturn points per predictor per bin
formatpointsFormat scorecard points and scaling
scoreCompute credit scores for given data
probdefaultLikelihood of default for given data set
validatemodelValidate quality of credit scorecard model
screenpredictorsScreen credit scorecard predictors for predictive value
compactCreate compact credit scorecard

实时编辑器任务

筛选预测变量的阈值 Select thresholds for predictor risk metrics in the Live Editor

示例和操作指南

概念

疑难解答

Troubleshooting Credit Scorecard Results

Troubleshoot results when using a creditscorecard model.